Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Saturday, July 6, 2019

Why I Stopped Driving for Uber and Lyft

I haven't driven for rideshare (or a delivery service) in a hot minute and have taken a recent break from working to reflect on life and get back into a career track again. Having lived on my own for awhile without a job, in order to maintain independence, I had to do something. But what did I do? How did I survive without having a scheduled job for 2.5 years?

When I first lost my job, I had some money left in my savings account, as well as some remaining checks to receive from the job. While that was all dwindling away, my friends told me I could make a living driving for Uber and Lyft as my new fulltime job. I thought I was doing fine, but I was burning a hole through my wallet and then some. My car needed a lot of repairs and gas cost a pretty penny. Having to full up several times a week and taking away the value from my car, I wasn't aware how much I was spending. After awhile of driving, I also wasn't taking care of myself because I felt the urge to chase paper. By that I mean I was driving myself to exhaustion and driving for unsafe amounts of time to make as much money as possible. I also gained the 60 pounds back I worked so hard to lose. I felt like I was fishing for scraps and not getting anywhere. Rideshare was winning and I was losing...

Eventually, I decided I needed to cut back on driving. The amount of money I lost exceeded the amount I made and I needed to find other ways to make money while excessively job hunting. Job hunting sadly had no use. I would find some jobs I'd take in any respect such as data entry, dog walking, and verifying background checks. Sadly, I took all of those jobs for the money and not for the passion and lost them all pretty quickly. In the interim of many failed jobs, I would take a bunch of day jobs from people I knew (luckily I know a lot of people), doing crazy things such as working a street fair at a friend's Mexican food and ice cream stand, cleaning houses, working merch tables for music shows, hanging posters, delivery driving, helping people move, and much more. I also sold a bunch of my belongings for some spare rent money. Sometimes, a few people, including my parents, would throw me some financial bones, but not really; I did not depend on help from others. It soon hit a point where I needed to drive to a minimum...

Down the road towards the end of my pure gig shindig, I "did not want to drive no more" and needed to find something else to do. While continuing to job hunt and do odd/day jobs, I eventually discovered the world of gig apps. A gig app is a website that runs on a mobile platform (application) where you can look up and pick up day (or multi day) gigs by clicking a button. Some of these apps are Shiftgig, Jobble, and Wonolo. There are also companies (staffing firms) that host day gigs such as Arete. For awhile I was able to survive solely on odd jobs and gigs, but it is quite the unstable and not necessarily sustainable life. I was in a lot of debt, I needed help (I eventually sought help from a social services place) because I was barely getting by, and I was "making too much to receive government assistance". I also couldn't afford insurance or to pay my student loans back (they're in deferment). It was super lame. I'd get thrown a few financial bones here and there, but not really. I'm sure people were sick and tired of hearing about me struggling for so long. 

By the end of this stint, I was worn out, unhappy I had no stability, I gained a bunch of weight, I wasn't taking care of myself, and I eventually hit a dead end when the apartment I had got bedbugs. I completed a few endeavors in my field of choice, but most tasks I did were in the $11-15 an hour range, which isn't a ton of money. I eventually had to move back home, but could have continued to make it on my own had it not been for that. My rent was also extremely inexpensive. 

Would I recommend this life to other people? Not really unless you were an entrepreneur or did higher paying gigs that didn't send you into debt... But I survived and that's all that matters!

Tuesday, September 5, 2017

Thinking About the Epic Money Misadventures on 9-5-17

Today and yesterday were my first couple of runs with handing out my business cards. Thanks to all my passengers who took them!

This morning when I was driving rush hour, I had just finished a brief job hunting session while sitting in the O'Hare tnp lot where you wait for a ride out of the airport, drove home some passengers who didn't speak much English, and thought about my job woes. The next passenger named Tim entered my car and said he had an IT job. I asked him what job he had and he said he was a systems analyst with a bunch of certifications. I would get some certifications, but definitely can't afford those right now let alone the infinite car maintenance I'm going to need. I ended up complaining about my job woes because I have been feeling very lost in regards to my career path and am stressed out about not making enough money/barely making it by. What I gained from the conversation besides trying to make myself feel better about my current situation is I should maybe make an appointment with a career counselor. The next passenger (group of passengers because it was a family and I talked to the husband) had just finished his military service and now works as border patrol. Back when I was in college, I had random thoughts of possibly joining the military, but was not informed enough of what the military truly entails and decided to put those thoughts on the shelf. Today, they were revisited because he told me being in the military can be a lucrative career, you get paid, you get tax breaks, health benefits, you have to be in good shape, and most of all, it would get me unstuck from this sticky money situation. I began feeling even more lost about my career misadventures and almost cried in front of him (luckily I was wearing sunglasses anyway). After my conversations with this kind man, I have decided I need WAY more information about the military if I even hypothetically want to join because I don't even know which branch I'd join. He did tell me the Air Force and the Navy are the most laid back. I've thought about the National Guard too, but I have no idea. This thought is going back on the shelf once again.

As the day progressed, I began spawning motivation from talking to my passengers. The very last passenger I had before ending my day was a ride to O'Hare for the fourth time and I began telling her about my rideshare storytelling blog. She made me realize how I need to take 5 minutes of my day to realize what I am thankful to have. For example, I made a pitstop at the River Road Rosemont McDonald's and saw a truck pull into the gas station with a flat tire and was thankful my car is in one functioning healthy piece. I am also thankful to have my health. She told me a story about how a lady she works with has a 2 year old son with a blood disorder where his blood doesn't produce white blood cells, had to have 2 stem cell transfusions, and has been in the hospital for 106 days straight. I'm thankful to have never been in the hospital in my adult life (or very much in general). I was then telling her about how some illnesses are induced by stress and I need to chill out and not let my stress win so I can stay healthy. I was telling her about my 2 most recent blog posts about passengers who I drove away from and laughed and how a drunk lady inspired me to stop focusing on money and bills all the time because I wouldn't ever be happy if I blew off people who really matter and to go see my parents. I will probably see them soon! Right before I dropped her off at the airport, she took a business card and went on her way.

After talking with this last lady, I decided I had driven enough and decided to go home and stay home. When I realized I had some extra time and was still pretty awake, I figured out the answer to my job woes is that I need to keep job hunting and find a job so I don't have to drive my poor grandma-aged car into the ground from rideshare driving and can have a steady paycheck again, thus, eliminating my monetary woes. When I finally had a moment to check my emails, one of the companies I applied to for a technical writer (which is the primary job I want) had responded to my application. Now is the time to solve the puzzle! Off to my job hunting ventures!